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  • Jun 24, 2021
  • By NextEra Home

How Much Does a Home Warranty Cost?

Home Warranty Pricing and Plans

The cost of a home warranty plan depends entirely on the amount of coverage you choose to purchase. Depending on your coverage, home warranties can range from $250 to $1000 yearly or $29.99 - $59.99 monthly. Under some plans, there is also some variance in cost determined by the state where you reside, and the amount of service calls you make.

Other costs for a home warranty

There is often a maximum coverage limit stipulated by the home warranty company in the contract. If the payout for your claims reaches this limit within the year of the contract, you may have to pay out of pocket for some repairs.

Before you purchase your home warranty, be sure to review the contract exclusions. It’s always best to be totally clear on the coverage you are purchasing, what is covered and what is not.  

Learn more about coverage from NextEra Home.

Is a home warranty worth buying?

The short answer is “yes” – but only if the plan covers your needs and fits within your budget. Again, while in the process of purchasing a home warranty, review the coverage to ensure everything you need covered is on your home warranty plan.

If there are complaints about home warranties, they are almost always directly related to a misunderstanding of the type of coverage purchased. As with home insurance or any type of warranty purchase, it’s very important to understand exactly what you are buying.

Get a free quote on home warranty coverage from NextEra Home.

Understanding home warranty coverage

Typically, home warranties offer three coverage types:

  • Appliance coverage (washer, drying, dishwasher, refrigerator, microwave, etc.)
  • Systems coverage (plumbing, water heater, air conditioner, furnace, etc.)
  • Combo plan (combines the above Appliance and Systems plans)

NextEra Home also lets you to add items to your coverage like well pumps, septic tanks, standalone appliance refrigerators, water softeners and central vacuums.  

No matter who you purchase your home warranty from, the plan will cover eligible systems and appliances that break down as the result of normal wear and tear. Damage to these items that’s caused by weather is typically not covered under a home warranty plan.

Get a free quote from NextEra Home for a home warranty plan.

Home Warranty Plans Price Comparison

  • Appliance Coverage
    • $425-$725 - Average Cost Annually
    • $30-$60 - Average Cost Monthly
  • Systems Coverage
    • $300-$450  - Average Cost Annually
    • $25-$50 - Average Cost Monthly
  • Standard Combo Coverage
    • $500-$750  - Average Cost Annually
    • $45-$70 - Average Cost Monthly
  • Combo with Add-Ons
    • $700-$1000  - Average Cost Annually
    • $60-$90 - Average Cost MonthlyCombo with Add-Ons

Learn more about pricing for home warranties from NextEra Home.

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